You're afraid to open the mail or answer the phone because you know you don't have a plan to deal with that pile of debt that just keeps growing. Before you do anything - STOP and ...more...See more text
Debt problems? There are options other than bankruptcy, such as a Consumer Proposal. Contact a local Licensed Insolvency Trustee in Chilliwack for a FREE consultation.more...See more text
Sands & Associates is British Columbia's largest firm of licensed Proposal Administrators and Bankruptcy Trustees focused exclusively on personal and small-business insolvency serv...more...See more text
300-31935 South Fraser Way, Abbotsford, BCV2T 5N7Get directions
Clearbrook Plaza
Sands & Associates is British Columbia's largest firm of licensed Proposal Administrators and Bankruptcy Trustees focused exclusively on personal and small-business insolvency serv...more...See more text
Can I find credit and debt counselling in Haig BC?
Is the stress of out-of-control finances making you lose sleep? These days, it’s all too easy for regular people to fall into the red and get caught in consumer debt. If managing things on your own isn’t working anymore, then it’s time to get some help so you can sort things out. Here’s how to find reputable credit and debt counselling in Haig BC.
Do your homework An ad catches your eye; it promises to solve all your money problems quickly, and you’ll get rid of your debt in record time. Wrong! If you’re tempted to do business with a money lender, don’t sign any documents without checking things out with your provincial or territorial consumer affairs office to make sure you’re dealing with a reputable lender. The recommended approach to solving your debt problems is to discuss your situation with your creditors and your financial institution. They may find a way to lighten your burden.
The trustee in bankruptcy: a debt specialist Even if your debts seem insurmountable, remember that bankruptcy is not the only solution. In order to see your situation more clearly, make an appointment for some credit and debt counselling at the offices of a bankruptcy trustee. Here are some of the services they typically offer:
Budget counselling
The selling off of assets
Debt consolidation
Voluntary bankruptcy
Consumer proposals
Regardless of which Haig BC credit and debt counselling consultant you meet with, be sure to ask these questions:
Do you have specialized training? A licence?
What services do you offer?
What are your rates? To what do they apply?
Will you send me a summary of my situation? Progress reports?
Remember that it’s essential to feel comfortable with the credit counsellor you choose. If that’s not the case, keep shopping around.