We are a not-for-profit, charitable organization that has been helping Niagara residents solve their debt problems since 1975. Our counsellors can deal directly with your creditors, putting an end to stressful collection agency calls and letters. Unlike some other credit counselling agencies, our professional counsellors will meet with you personally to discuss your situation and suggest options best suited to your needs. Our counsellors are people who live and work in your community - real people ready to help find solutions to your debt, including alternatives to bankruptcy and consumer proposals - and our offices are conveniently located throughout Niagara. Credit counselling is a confidential service, and CCRN has well developed policies and procedures that comply with the Personal Information Protection and Electronic Documents Act (PIPEDA). more... See more text